Ok, HERE IT GOES..
i made a offer on a jacket on ebay.com of about £275, the seller stated that he was going to accpect the offer, but wanted to save on ebay fees, and stated will it be possibile if i paid in to his paypal account, i have asked many of my customers on ebay do to the same, so i thought i'll do it, cut the story short, after 20 days i didnt recevied the jacket, i made a paypal complaint, and then on the last day, he had to reponse, he shipped the jacket via express shipping !! stating that he was in hoilday in china !!! i didnt trust this seller, i wasn't quite sure if he would ship the real jacket or somthing else, so i decided to refuse the shipment, the jacket was send back to sender, paypal was aware that the jacket was send back to the seller, and deicded the case in my favour, THIS WAS IN AUGUST 2009 !! they couldn't get many money from the sellers account, stating there were no funds in there account. it was been 4 months now and still no refund, i have emailed them, soo many times, and even spoken to them on the phone !! they said THERE IS NOTHING THAT THEY CAN DO, BECAUSE THIS WASN'T AN EBAY PURCHASE!! AND THAT THE SELLER HAS NO MONEY IN THERE PAYPAL ACCOUNT !!! but they have restriced the sellers account !!! i mean WTF !! they can't get my money back. I then when on to file a complaint aganst paypal, as it says on there website, did that today !!

, just got there reply today and there response was. " Thank you for contacting PayPal in relation to your query regarding a
dispute that you have filed through your account with case id
PP-719-745-198.
I have reviewed your account and it shows that the
PayPal Buyer Complaint Policy was not eligible on this claim. We conducted
an investigation but we were unable to recover all of the funds.
We regret to inform you that we were unable to recover any funds from the
sellers account, meaning that we cannot reimburse you. If this transaction
occurred on an auction site, we encourage you to contact that auction site,
as they may offer a buyer protection scheme.
We regret that you have had this experience. To avoid similar experiences
in the future, we recommend viewing the Security Tips on our website by
clicking on the ‘Security Centre’ link at the top of any PayPal page.
Thanks again for contacting us, and thank you for being part of the PayPal
community.
Yours sincerely,
David Joseph
UK Top Buyer Department
PayPal"
HOW is this FAIR !! I SWEAR PAYPAL ARE PART OF The FSA ! Which means they are reconised as a "FSA-regulated electronic money institution" , SO i should consider going to the Financial Ombudsman Service? shouldnt I? ANYONE BEEN THERE BEFORE?
BTW HERE IS THE SELLERS ADDRESS ;
28820boul napoleon
brossard quebec
j4y2a3 canada
I SAY SOMEONE ON THIS FORUM GO TO HIS HOUSE AND BEAT HIM UP SILLY FOR ME !!!
advice anyone?